Reaching Financial Freedom: Go With Your Gut
I remember the day so clearly: I was sitting at the computer in our first home, a nice twin home in which we owned half. Well, not really owned, but owned along with the local bank. Things were going...
View ArticleHow to Deal With Debt Fatigue
When a person is overwhelmed with a large amount of debt, the thought of continuing on with a debt payoff goal is, at times, nearly unfathomable. This, my friends, is called debt fatigue. Most people...
View Article7 Ways You Could Be Saving More Money
At Fruclassity, we’re all about balancing frugality with class. By “class” we mean the ability to sprinkle some fun and enjoyment into your frugal lifestyle, so that your frugality isn’t about denying...
View ArticlePaying off Debt on a Lower Income
Earlier this week, Ruth wrote about the awkwardness of talking money when there are income disparities involved. It can be difficult, and I’ve had my own moments of envy when people talk about paying...
View ArticleDealing With Financial Regret
One of the emotions that comes on strong when one has a financial epiphany and comes to terms with the financial mess they’ve created is guilt. They start to take on LOTS of self-condemnation for their...
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Debt Payoff Isn’t Just About Discipline
There’s been some talk lately, both here and at other sites, about how to find that balance between treating your debt as an emergency and kicking it to the curb ASAP no holds barred, and paying it off...
View ArticleYou CAN Be Debt Free
I’m feeling especially led to encourage people who are considering – or on – a journey to debt freedom but are feeling overwhelmed by the process today. My friends, if this is you, please don’t give...
View ArticleTips for Taking a Break From Paying off Debt
I have a few dear friends who’ve had a pain-in-the-tail kind of a year, to put it lightly. The nature of the pains-in-the-tail vary, but suffice to say they’ve all been astronomically busy doing damage...
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Top 10 Reasons People Can’t Get Out of Debt
How many people do you know – and maybe it’s “you” – that have tried and tried to get out of debt, but they just can’t seem to make it work. On paper, it sounds easy: cut expenses make a budget put...
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Without a Reason There’s Always an Excuse
I have a tendency to speak honestly – a little too honestly, probably – when it comes to my urge to motivate people to live better. My heart is in the right place for sure, but I have to work hard at...
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6 Reasons to Start Paying off Debt NOW
Debt has become such a norm in today’s society that frankly, many people just don’t see the point in trying to become debt free. Debt today is normal. Most people have it, and most people survive “just...
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You’ll Never Be Wealthy Until You Change Your Mind
As I talk with in-real-life people about our journey to pay off debt, I see a constant theme running through many of their heads. First, they get a look on their face as they think about their debt...
View ArticleControl What You Can
As violence continues to escalate over the entire world, it’s easy to get caught up into a fear and discouragement type of a mindset. Terrorist attacks, random violence and other events can leave us...
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Perseverance: A Must-Have Ingredient for Any Goal
There’s a quote I love to reflect on that says “It takes twenty years to make an overnight success.” -Eddie Cantor, comedian Many people read success stories like Brian’s and how he paid off 109k in...
View ArticleIt’s GO TIME, People!
Those of you who read Fruclassity on a regular basis know our mission: To Dump Debt While Still Living Life. We’re not “extreme” frugal, but we are extremely supportive of you finding your own way to...
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The Most Important Rule for Accelerated Debt Payoff
I mentioned in my first post of the year that I had a heavy heart for people to dump their debt AS. SOON. AS. POSSIBLE. Might just be my own paranoia, but I think that seriously unhappy economic times...
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Week One on a Spending Challenge and the Fear Of Money
Last week, in the midst of sharing about what I consider the most important rule for accelerated debt payoff I, in a whimsy of excitement, issued a “How Low Can You Go?” spending challenge to...
View ArticlePutting Money in its Proper Perspective
One of the money mistakes I used to be guilty of was that I gave money way too much power in my life. On the seemingly “positive” side, I used it to try and buy happiness, to increase my self-esteem,...
View ArticleServing, Gratitude and Debt Payoff
I have to confess I’ve had a really crappy attitude this past couple of months. While I can’t go into details, I can tell you that last year was a really rotten year for us on a lot of levels. We had...
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Does Your Financial Reality Match Up with Your Perceived Financial Class?
“For me, there’s a disconnect between my perceived culture and class (professional, upper-middle-class-ish), and the reality of our financial situation,” Amy wrote in her comment on this post about...
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