The Pursuit of FIRE and/or Debt Freedom: Worth the Work?
Ya’ll have Mrs. Picky Pincher to thank for this post. On Ruth’s recent article regarding her series of unfortunate travel events, Mrs. Picky commented that she’s been hearing that the pursuit of FIRE...
View ArticleContentment vs Complacent in the World of Personal Finance
This post comes to you today courtesy of Kalie’s comment on Ruth’s last post about balancing the need to strive with contentment in athleticism. The line in Kalie’s comment that struck me was: Being...
View ArticleStarting Your Journey to Debt Freedom Later in Life
I recently got a question from a reader asking for more stories and information on those who start their journey to debt freedom later in life. Ruth and I can both testify that it seems very...
View ArticleSo You’re Telling Me There’s a Chance
So many people don’t bother pursuing debt freedom because it seems like such an absolutely impossible achievement. If this is you, you might need to take a lesson in perseverance from Jim Carrey’s...
View ArticleWhy God Wants His People Debt Free
See that guy in the picture? It’s obvious that he has trained himself to be able to lift that crazy amount of weight. It’s also obvious by the look on his face that it takes some serious effort for him...
View ArticleWhen Your Budget Plans Go Off the Rails
After a stellar January, we really blew it with our budget in February. Some of the expenditures were avoidable, some weren’t, but it’s safe to say that we blew our budget plans big time in February....
View ArticleHow to “Know Thyself” in Debt Payoff
I thought I’d expand today on Ruth’s awesome post from Thursday. In it, Ruth talked about the expansive variety of advice that exists in personal finance blogs and how it can be overwhelming at times....
View ArticleDebt and the Battle of the Mind
Ruth’s post last week has really had me thinking about debt accumulation and the battle of the mind. When someone said during our Bible study yesterday something to the effect of “You’ll always put up...
View ArticleStretching Exercises for 2017 – You In?
No, not the regular kind of stretching exercises, but I highly recommend those too. A daily stretching routine has been a huge foundational rock for my good health and has all kinds of benefits like...
View ArticleHow to Avoid Failure and Get Debt Payoff Right
“Most people overestimate what they can do in a year, and they massively underestimate what they can accomplish in a decade or two.” – Tony Robbins I think it’s this mindset that keeps people in debt....
View ArticlePoverty and Perseverance
I talked a bit about my mom in this Fruclassity interview a year and a half ago, but I wanted to share some encouragement today about how mom went from serious poverty and persevered to financial...
View ArticleFinancial Progress: It Might Not Start Out Looking Great, But Hang in There
Our oldest daughter is a comic artist,and sometimes her drawing progressions remind me of our financial progress. When Madelyn starts out her drawings, they often look, well, meh. At best. I often find...
View Article21 Easy Action Steps for the Financially Overwhelmed
People often tell me they feel overwhelmed at the thought of working to gain control over their money. I get it. Starting with tens of thousands of dollars in consumer debt, we were overwhelmed too....
View ArticleOur Experience With Deep Sleep Debting
Ruth wrote an awesome post last week that showed the parallels of deep sleep bed wetting with deep sleep debting. When I sat down to write my comment on Ruth’s post, I found it just kept getting longer...
View ArticleDon’t Let Them Tell You You’ll Be “Just Fine”
I read an article on a popular news site the other day. The author of the article stated that even though consumer debt numbers are rising in America, debt default percentages are staying stable....
View ArticleGazelle Intense: Month Two
“If you’re a regular reader, you might remember that one month ago today I issued a badassity challenge to my family. For July, August and September, we’re going gazelle intense with our budget. We’ve...
View ArticleMy Love Hate Relationship with Ugly Stuff
Ruth wrote last week about the ugly stuff in her home; stuff begging to be replaced but meeting resistance from their owners, Ruth and her husband. Ruth and her husband are on the last stretch of a...
View ArticleSo You Want to Get Out of Debt
Good morning, Fruclastic friends!! I get a fair number of inquiries from readers each month letting me know that they would like to begin the process of getting out of debt. I remember vividly being...
View ArticleFiguring out How to Enjoy Life Every Day While Working on Money Related Goals
Today’s post title is based on our friend Kay’s comment on my last week’s post. When you’re working toward serious money goals, it can take work to find balance between spending and not spending. I...
View ArticleIs Financial Security Your God?
If you’ve read our mission statement, you know that our goal at Fruclassity is to try and find a balance between financial responsibility/security and living a life well-led. I’ve been poking around...
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